Welcome to Your Financial Home

Banking built for Hardrockers.

A football stadium during sunset with cheerleaders in formation on the field, surrounded by a running track, parking lots, trees with fall foliage, and distant hills.

Whether you're starting your first semester, landing your first campus job, or planning for life after graduation, Highmark Credit Union is here to help you build a strong financial future.

For over 85 years, we've helped South Dakotans reach their goals—and we're excited to welcome the next generation of innovators and leaders.

Open a Student Checking Account and receive a $50 Welcome Bonus. Plus, you'll automatically be entered for a chance to win the $1,000 Highmark Future Builder Scholarship.*

Open Your Student Checking Account

Why Students Choose Highmark

Everything you need. Nothing you don't.

✔ Free Student Checking*

✔ No monthly maintenance fees

✔ Mobile banking and mobile check deposit

✔ Free debit card

✔ Apple Pay® and Google Pay™

✔ Online bill pay and transfers

✔ Thousands of surcharge-free ATMs

✔ Local support from people who care

A group of people sitting on a flat surface outdoors, smiling and enjoying a sunny day, with trees and other groups visible in the background.

Built for College Life

Life moves fast during college. Your banking should keep up.

Whether you're getting paid from your campus job, paying rent with roommates, buying textbooks, or grabbing coffee between classes, Highmark gives you convenient tools to manage your money with confidence.

With Highmark you can:

  • Deposit checks from anywhere

  • Manage your account 24/7

  • Lock your debit card instantly if it's misplaced

  • Monitor your spending

  • Bank from your dorm, apartment, or anywhere life takes you

Three young women walking and smiling on a city sidewalk, with a red building decorated with hanging flower baskets and an American flag in the background.
Person holding a laptop with South Dakota Mines text, standing next to a mural, with a man in a blue shirt and cap in the background.

The Highmark Future Builder Scholarship

Build Your Future. We'll Help You Get There.

As an incoming South Dakota Mines student, opening a Highmark Student Checking Account automatically enters you for a chance to win a $1,000 Highmark Future Builder Scholarship.

Use scholarship funds toward tuition, books, housing, or other qualified educational expenses.

No separate application.

No additional forms.

Just another reason to start your college journey with Highmark.

Get Started in Four Easy Steps

01
Scan the QR Code

Start your online application.

Blue background with the Highmark Credit Union logo and a list of financial wellness tips. Tips include opening a checking account, activating rewards, creating a spending plan, starting an emergency fund, tracking credit score, and understanding how credit affects loans. There is a QR code at the bottom.

02
Open Your Student Checking Account

It only takes about five minutes.

03
Receive Your Welcome Bonus*

Meet the promotional qualifications.

04
You're Entered to Win

Automatically receive one entry into the $1,000 Highmark Future Builder Scholarship drawing.

Open Your Student Checking Account

More Than a Credit Union

Highmark is committed to helping students succeed—not just while you're in college, but wherever life takes you next.

Need help building a budget?

Saving for your first apartment?

Buying your first vehicle?

Building credit?

We're here when you need us.

Parents Trust Highmark

Sending your student to college is a big milestone.

Choosing the right financial partner shouldn't be.

For more than 85 years, families across South Dakota have trusted Highmark Credit Union because we offer:

Local service with real people
Safe and secure banking
Easy-to-use digital tools
Financial education and guidance
A commitment to helping students succeed

  • Start College with Confidence

    Open your Student Checking Account by September 30 to receive your $50 Welcome Bonus and be automatically entered for a chance to win the *$1,000 Highmark Future Builder Scholarship.

    Your Future Starts Here